Flex Benefits
Choose the coverage that fits you.
Extended Health Care
The extended health care plan offers a range of options to supplement coverage provided by your provincial health plan. Through SLB Flex, you will be able to choose the option that provides the level of coverage you need for prescription drugs and other medical services and supplies. If you’re looking for more detailed information on your coverage, please go to Sun Life, or review the SLB Flex Benefits Policy
Click on the sections below for more information.
Your Extended Health Care Coverage
The extended health care plan will reimburse your eligible expenses at the percentages shown in the following chart. If you cover dependents, the maximums are per covered person. Unless stated otherwise the plan maximum will reset at the beginning of the plan year. If you’re looking for more detailed information on your coverage, please go to Sun Life, or check out the mobile app.
| Extended Health Care | Option 1 | Option 2 | Option 3 |
|---|---|---|---|
| Reimbursement1 For all eligible expenses |
60% | 90% | 100% |
| Prescription drugs Generic substitution unless physical override |
All drugs legally requiring a prescription plus life-sustaining drugs | All drugs legally requiring a prescription plus life-sustaining drugs | All drugs legally requiring a prescription plus life-sustaining drugs |
| Deductible (per prescription) | Dispensing fee | Dispensing fee | Dispensing fee |
| Annual out-of-pocket | No coverage | No coverage | No coverage |
| Hospital | Semi-Private | Semi-Private | Private |
| Paramedical services Physical services2
|
$500 $1,000 |
$750 $1,500 |
$1,250 $2,500 |
Holistic services3
|
$500 $1,000 |
$750 $1,500 |
$1,250 $2,500 |
Psychological services4
|
none $1,000 |
none $1,500 |
none $2,500 |
| Vision care (every 24 months) Eye Exams |
No Coverage 1 Every 24 Months |
$300 1 Every 24 Months |
$500 1 Every 24 Months |
| Hearing Aids (every 5 Years |
$5,000 | $5,000 | $5,000 |
| Foot orthotics (every 36 months for adults and every 12 months for children) |
$600 | $600 | $600 |
| Family building5 Fertility drugs (lifetime maximum) |
No Coverage | $5,000 | $10,000 |
| Fertility coverage (lifetime maximum) |
No Coverage | $10,000 | $20,000 |
| Gender affirmation6 Lifetime maximum |
No Coverage | $10,000 | $20,000 |
Footnotes:
- Includes but is not limited to ambulan ce coverage, diabetic supplies, hearing aids, medical equipment. Refer to The SLB Extended Health care Wellness Benefits Policy found on Benefits Central: Forms & Plan Documents https://slb-benefits.seb-admin.com/UsingYourBenefits/Forms-Plan-Documents for full details.
- Physical services include Physiotherapist, Athletic Therapists, Kinesiologist, Occupational Therapist, Massage Therapist, Chiropractor, Podiatrists or Chiropodists, Osteopaths.
- Holistic services include Naturopaths, Acupuncturists, Dieticians, Homeopaths, Speech Therapists, Audiologists.
- Psychological services include Mental Health Practitioners, Clinical Counsellor Clinical Therapists, Marriage & Family Therapists, Mental Health Counsellors, Psychiatrists, Psychoanalysts, Psychotherapists, Psychologists and Social Workers.
- Fertility coverage includes IVF, IUI, Pre-implantation genetic testing and cryopreservation including storage cost.
- Coverage includes basic surgical procedures not covered under provincial plan and surgical procedures to align feminine or masculine features to the transitioned gender, such as facial bone reduction or cheek augmentation.
Reimbursement rates and maximums: are dependent on the level of coverage chosen for that plan year. The extended health care plan will reimburse your eligible expenses at the percentages shown in the chart. If you cover dependents, the maximums are per covered person. Extended health care services and supplies are subject to Sun Life’s Reasonable and Customary charge limits.
Reasonable and customary charges:
- Fees and prices normally charged in the regional area where the services or supplies are provided.
- Charges for services and supplies that represent reasonable treatment, considering the duration of services and how frequently services and supplies are provided.
Purchasing prescriptions through Costco
Did you know that you save on the dispensing fee when you purchase your prescriptions through Costco? When you purchase prescriptions through Costco the dispensing fee is waived as they are a Sun Life preferred provider. You don’t have to be a Costco member to use the pharmacy, and you can also order prescriptions online at Costco.
What to do about claims
Sun Life is our Extended Health and Dental Care provider, and you should submit your claims by following these steps:
- If you haven’t already, register on the Sun Life website.
- Sign up for direct deposit.
- Download the Sun Life mobile app on your smartphone.
- Submit your claims – online, on the app, email, or by mail.
